Investing

The Obligation and Opportunity of Self-Direction in a Crazy Market

April 10, 2020

I couldn’t help remembering the last time I felt so helpless – September 11, 2001. The country was frozen – trying to understand the level of hatred it took to plan and execute the death of so many innocent lives. The uniqueness of about sharing a seminal event together as a country is unique – some remember the assassination of President Kennedy in much the same way. 

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I Own Notes in My Retirement Account, What Do I Do Now?

March 31, 2020

There is no question that we are in unprecedented times. People have seen their stock values plummet, incomes drop or stop, and their businesses into an area of uncertainty. All of those unfortunate events will eventually start to affect all areas of real estate. In this article, I will focus on those of you who own performing real estate backed notes in your retirement portfolio.

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Timing the Market? Good Luck.

February 3, 2020

Back in 2006, housing prices were growing at 10% per year in Central Florida, and I had plowed any IRA funds I had into the real estate.  I then found a brand new home development outside Orlando, offering a home that what I felt was at a 10-15% market discount,  and using my savings and a mortgage, purchased the $300,000 rental.  Even though I had a $500 per month negative on cash flow, I figured that capital appreciation and future rental income would certainly close the financial gap soon.

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Self-Directed Accounts: Do you know your Limit?

January 31, 2020

Ensuring that you will have a successful retirement is not a task to be taken lightly–you should enjoy the road to retirement while thinking of investment options, after all, you’ve worked hard for it. When people think of saving for retirement, they think of 401(k)s and 403(b)s which are employer-sponsored plans. One option that most people don’t consider when thinking of retirement is self-directing their IRA.

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Five Things to Ask Your Financial Advisor… And What They May Not Tell You

January 2, 2020

1. How do you get paid, and how much more do you make when my investments go up, and how much less do you make when my investments go down?

There is no doubt that anyone that works for you should be paid, and paid well if their efforts and advice yield above-market returns.  But is it fair that the earnings of your Financial Advisor should be about the same if those same investments do not perform?

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Is AirBnB Investing Right For You?

December 2, 2019

For as long as I can remember, I’ve had two deep passions that have really dictated the decisions that I make and therefore the direction my life has taken: sales and travel. 

I’ve been a saleswoman my whole life, beginning as a teenage entrepreneur when I took over running my family’s bar in Wisconsin. Then again when I moved to Florida to run my Door to Door Sales business. 8 Years later, I discovered the power of real estate investing. I jumped right in and got out of my crazy door to door sales company. 

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